You can delay taking money from your pension pot to allow you to consider your options. Reaching age 55, or the age you agreed with your pension provider to retire, is not a deadline to act. Delaying taking your money may give your pension pot a chance to grow, but it could go down in value too.
Also, if your pension comes with some form of guarantee you should think once, twice and three times before taking your pension. Make sure you get some trustworthy retirement advice in helping you make your final decision. We can help.