tom@digitalapproach.co.uk

The Chancellor delivered the Autumn Budget on 26 November 2025, outlining significant changes across personal taxation, pensions, savings, and business incentives. While much of the national focus centred on household support, the most important developments for business owners [...]

Unlocking the potential of your investments and securing your financial future When it comes to growing your finances, few decisions are as crucial to long-term success as remaining invested. The temptation to move to cash during volatile periods [...]

Do you have a safety net for you and your loved ones in case the unforeseen happens? Most people prefer not to consider unexpected misfortune when thinking about the future. However, being prepared for life’s uncertainties is essential [...]

Proposed policy would fundamentally change how wealth is transferred across generations Concerns are growing about the possible introduction of a lifetime gifting cap by the government. This could significantly alter how wealth is passed down through generations, impacting [...]

Save, invest and grow your wealth for a secure future A Self-Invested Personal Pension (SIPP) is a type of personal pension that provides you with greater control over how and where your retirement savings are invested. While it [...]

£102.3 billion withdrawn flexibly from pension pots since 2015 Seven in ten people who withdrew funds from their pensions over the last decade were under 65, according to recent findings from the Department for Work and Pensions (DWP). [...]

Is it the right moment to begin safeguarding your wealth for the future? A UK trust is a legal arrangement in which one party holds and manages assets on behalf of another party, in accordance with the terms [...]

Are you in a ‘financial situationship’? Two topics that often come with their own sets of challenges are love and money. Yet, for more than a quarter of couples in relationships, these challenges intersect to create what some [...]

Protect their future with strategic planning to leave a lasting legacy Investing for your grandchildren isn’t just about giving wealth; it’s about creating opportunities and stability for their futures. Whether it helps fund further education, a home deposit [...]

Discover what the Autumn Budget could mean for workers and pensioners The National Institute of Economic and Social Research (NIESR) has issued a stark warning. If no action is taken, the government is likely to miss its fiscal [...]

Tightening gift-giving regulations is among the measures being considered The UK Treasury is seeking further new ways to reduce the growing deficit ahead of the much-anticipated Autumn Budget. With a financial shortfall exceeding £40 billion, reports suggest that [...]