A trip of lifetime, more time with loved ones, securing financial freedom - these are just a few things people think of as you get closer to retirement. But what do you need to do to ensure you [...]
Mortgage protection insurance acts as a safety net to cover your monthly repayments if you can no longer afford them. It can prevent you from having to default on your mortgage, and so avoid repossession of your home. [...]
There are few financial decisions you will make in your life that are as exciting and daunting as buying your first home. This is why getting professional advice from the offset is a good move, especially in today’s [...]
UK inflation rates are at a 40-year high, currently sitting at 10.1%. The consequences of this can be seen in our everyday spending, but it also can affect our longer-term borrowing as well. To try and compensate for [...]
On Friday, Chancellor Kwasi Kwarteng announced his mini-budget. The budget mainly focused on tax cuts and roll backs, but it also hailed significant changes to stamp duty. Here’s a short round up of the announcements: [...]
The Bank of England (BoE) has voted to increase the base rate by 50 basis points, the highest increase in 27 years. It now means the base rate stands at 1.75%. The decision comes amid a backdrop of [...]
The mortgage affordability test has been scrapped by the Bank of England (BoE), making it easier for some potential borrowers to access a mortgage. The test was used by lenders to calculate if potential borrowers could afford a [...]
Homeowners searching for ways to budget as the cost of living increases could make big savings by cutting the cost of their mortgage. Grosvenor Wealth Management’s Mortgage Adviser, Alan Ramsden, offers suggestions for how you can reduce your [...]
Buying a new home is an exciting time, but it can also be a minefield if you don’t have the right knowledge and support to help you through the process. One of the ways that first time buyers [...]
The passing of a partner is bad enough, without the added stress of wondering what will happen to your mortgage or even the fear of losing your home. This guide from our experienced mortgage adviser, Alan Ramsden, covers [...]
It can be confusing trying to find out what schemes and benefits are available to first-time homebuyers across the UK. Across the country, the average age of the first-time buyer is now 33 before they can afford to [...]
It’s fair to say a lot has happened in the housing market over the past year or so with a total shutdown and three national lockdowns all taking their toll on the economy. But as we continue to [...]
