Inflation and your pension lifetime allowance In the UK, the pension lifetime allowance has been frozen at £1,073,100 until 2026, rather than rising with inflation. This could become an issue for investors who are set to build up [...]
A question we are often asked by clients who are first considering their retirement plans is, ‘will my workplace scheme provide enough for my retirement?’. This question is of course specific to each individual. What lifestyle you want [...]
While much of the information around pension planning is orientated to those with dependents, there are many people planning their retirement who are not in this situation. For those who do not have dependents, the question we are [...]
For most people, contributions to their pension will form a large portion of their life savings. As such, pensions need to be considered very carefully when estate planning. If you are in the fortunate position of having more [...]
The traditional view of retirement as a fixed end to working life has, in many ways, been upended by the pandemic. On the one hand, many people are now looking at how they can take flexible or early [...]
In times of high inflation, the potential for investments to reduce in value in real terms can cause a lot of concern for investors. In our current high inflationary period, where rates have reached 5.5%, it can be [...]
What are the key financial dates to consider? With inflation rising and speculation of interest rate rises to compensate, households are likely to see a significant jump in their monthly outgoings over the coming year. For investors, the [...]
When it comes to investing your assets, there’s always a risk. Even if you decide to do nothing and hide your cash around your house, there’s still the risk that it will lose its value due to inflation. [...]
As a business owner, do you know when you want to retire and what you’re going to do after you step back from your business? If not, you’re not alone. Only 4% of business owners in the UK [...]
Planning for your pension is one of the most important financial decisions of your life. Yet, for many people, it’s also one of the easiest to put off. The age when you want to retire always seems a [...]
Pensions are one of those subjects that many people tend to put off until they get close to pensionable age, when all of a sudden, they become very important. When you have money in your bank account, it’s [...]
Retirement used to be straightforward. At the age of 65, or 60 for women, most individuals retired from work completely, and the law allowed companies to enforce the age at which people ceased employment. That is no longer [...]
