A financial adviser can help you to grow and protect your wealth over the course of your life. However, they fall into two main types: independent financial advisers (IFAs) and non-independent advisers, sometimes known as restricted advisers. [...]
Intergenerational planning is a way for families to use their collective wealth to support one another during their lifetimes. Traditionally, wealth has passed from one generation to the next upon death. Intergenerational planning takes a different approach and [...]
While there’s certainly no shortage of financial advice in today’s digital age, making sense of all the information and determining what applies to you can be overwhelming. As we get a bit older, our lives get much more [...]
Inflation and your pension lifetime allowance In the UK, the pension lifetime allowance has been frozen at £1,073,100 until 2026, rather than rising with inflation. This could become an issue for investors who are set to build up [...]
Over time, with life expectancy and the cost of living rising, it could mean that some individuals are at risk of running out of pension income in later life. So, what can you do to make sure that [...]
A question we are often asked by clients who are first considering their retirement plans is, ‘will my workplace scheme provide enough for my retirement?’. This question is of course specific to each individual. What lifestyle you want [...]
A question we are often asked by clients who are first considering their retirement plans is, ‘will my workplace scheme provide enough for my retirement?’. This question is of course specific to each individual. What lifestyle you want [...]
While much of the information around pension planning is orientated to those with dependents, there are many people planning their retirement who are not in this situation. For those who do not have dependents, the question we are [...]
20 – 30 year olds may not have the disposable income of other age groups. However, it isn’t cost that prevents younger or single people from taking out protection policies – many fail to see the need as [...]
For most people, contributions to their pension will form a large portion of their life savings. As such, pensions need to be considered very carefully when estate planning. If you are in the fortunate position of having more [...]
In the early years of your career your retirement can often feel like a far away prospect. You may have been contributing to a work or personal pension for some time, but have not given your long-term saving [...]
Supporting the local community is something that GWM is very passionate about. For years, the GWM team have been donating to local and national charity including DENS and MIND. To do more for the local Hertfordshire community, the [...]
