When you die and leave money or possessions to your loved ones, Inheritance Tax (IHT) may be due on what you leave in your estate. But the tax owed will depend on everything from the overall amount you [...]
What is Inheritance Tax? Inheritance Tax (IHT) is the tax that’s applied by HMRC on the estate of someone who has died and doesn’t leave all assets to their spouse. This covers all their property, personal possessions and [...]
When it comes to investing your assets, there’s always a risk. Even if you decide to do nothing and hide your cash around your house, there’s still the risk that it will lose its value due to inflation. [...]
As a business owner, do you know when you want to retire and what you’re going to do after you step back from your business? If not, you’re not alone. Only 4% of business owners in the UK [...]
Planning for your pension is one of the most important financial decisions of your life. Yet, for many people, it’s also one of the easiest to put off. The age when you want to retire always seems a [...]
It can be confusing trying to find out what schemes and benefits are available to first-time homebuyers across the UK. Across the country, the average age of the first-time buyer is now 33 before they can afford to [...]
Pensions are one of those subjects that many people tend to put off until they get close to pensionable age, when all of a sudden, they become very important. When you have money in your bank account, it’s [...]
Retirement used to be straightforward. At the age of 65, or 60 for women, most individuals retired from work completely, and the law allowed companies to enforce the age at which people ceased employment. That is no longer [...]
It’s fair to say a lot has happened in the housing market over the past year or so with a total shutdown and three national lockdowns all taking their toll on the economy. But as we continue to [...]
Investing for the first time can be daunting, but for those who are in it for the long-term, it could help you achieve your goals more quickly. In a period of all time low interest rates, finding ways [...]
Applying for a mortgage requires careful research and planning. You’ll need to understand the different types of mortgage loans available, how much deposit to put down and whether your credit rating is good enough to support an application. [...]
Everybody wants to give their children the best start in life – and for many families, that involves paying for the best education available. But without the necessary planning, school fees can be a big drain on your [...]
