Received an inheritance, windfall, or proceeds from a business or property sale? But what next? Receiving a lump sum of money, whether from an inheritance, windfall, or proceeds from a business or property sale, can be exciting and [...]
Ensure your money works effectively to enjoy retirement on your own terms How you invest in your 50s could significantly impact your quality of life in retirement. While there is still time to increase your retirement savings, a [...]
Ensuring a secure future for you and your loved ones Nobody wants to consider what would happen if they became too ill to support their family financially. Financial protection is essential to creating peace of mind for your [...]
The power of small changes can lead to a path to significant returns The dream of early retirement is alive and well among the younger generation. Still, to realise this dream, they must prepare to bolster their pension [...]
Strategic diversification of your investments can be your first line of defence The world of financial markets is a fascinating and ever-changing landscape. Much like the weather, the climate of these markets can shift rapidly. One moment, everything [...]
Report highlights retirement savings must be inclusive for everyone Disability significantly affects the financial planning of nearly a third of disabled individuals. This was the key finding of a report that highlighted the additional financial burdens people with [...]
An increasingly growing trend in Britain Recent studies indicate that approximately half (49%) of non-retired Britons plan to extend their working lives beyond the age at which they’ll receive their State Pension[1], equivalent to approximately 19.2 million individuals[2]. [...]
A growing trend among mid-lifers prioritising their future financial stability A recent study reveals a promising trend among 45- to 54-year-olds in the UK[1]. Six out of ten individuals in this age group are actively working towards bolstering [...]
Distributing assets or cash without contributing to your estate’s overall value for Inheritance Tax purposes In the unfortunate event of one’s passing, there’s a possibility that HM Revenue & Customs (HMRC) may levy an Inheritance Tax (IHT) bill [...]
A £38 billion lifeline for modern parents In the challenging realm of parenting, an unexpected yet invaluable source of support has emerged – our parents and grandparents. Over the past 12 months, almost 42% of these seasoned family [...]
ENHANCING PENSION CONTRIBUTIONS FOR A BRIGHTER FUTURE Welcome to the May/June 2024 edition of Smart Money. Click to download
An increasingly growing trend in Britain Recent studies indicate that approximately half (49%) of non-retired Britons plan to extend their working lives beyond the age at which they’ll receive their State Pension[1], equivalent to approximately 19.2 million individuals[2]. [...]
