Why do you need protection? When you enjoy a regular income, it’s easy to start taking it for granted. The reality is that it only takes one serious illness, injury or death to have a devastating impact on [...]
Mortgage protection insurance acts as a safety net to cover your monthly repayments if you can no longer afford them. It can prevent you from having to default on your mortgage, and so avoid repossession of your home. [...]
Wealth Succession for Future Generations Welcome to the March/April 2023 edition of Smart Money. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth [...]
There are a number of reasons why you might need life cover and critical illness cover. If you have dependents, then it is important to make sure that they will be financially secure if something happens to you. [...]
At GWM, we advise that your personal protection should cover all liabilities plus three years expenditure. As experienced financial advisers, we wholeheartedly believe that you should practice what you preach. One year ago, I returned to work after [...]
Personal protection can be an overlooked area when it comes to your financial planning. Planning for the future you want, through your savings and investments, often takes precedent over planning for potentially challenging and uncertain times. Yet, what [...]
Whether you’re a business owner or an employee, it’s easy to take your regular income for granted. But what if something was to happen to you so you couldn’t work, or earn your regular income for a set [...]
Nobody wants to think about the prospect of becoming critically ill. Yet, for an increasing number of people – as the last 18 months have demonstrated all too clearly – that’s a real possibility. And the impact that [...]
