Mortgage protection insurance acts as a safety net to cover your monthly repayments if you can no longer afford them. It can prevent you from having to default on your mortgage, and so avoid repossession of your home. [...]
Where do you want to go, and how will you get there? These are the questions you need to ask when setting your financial goals. At the heart of financial life planning are the actions that will bring [...]
Thinking about the amount of money you need to retire can be daunting, but it’s important to have a savings target in mind to fit your desired lifestyle in retirement, that you can work towards. Analysis of government [...]
The abundance of retirement resources and advice available, while useful, comes with a challenge in itself - knowing which information you can trust. Long story short, it can be somewhat difficult to really know what’s what. In this [...]
Pensions can be a tax-efficient way of passing on your wealth because they are usually exempt from Inheritance Tax. Find out more about your options here. What is Inheritance Tax? Inheritance Tax (IHT) is a tax on your [...]
Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research conducted by Opinium. This equates to 27 million people across the UK. Most [...]
Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances [...]
There are many ways to save money for your children from the very basic to the more complex of products. But which one is more suitable for investing for the long term? The consensus is that a junior [...]
Following the Chancellor’s Spring Budget announcement, Jeremy Hunt is going to abolish the Lifetime Allowance (LTA) to encourage people to continue working and avoid retiring early. The LTA is the maximum anyone can contribute to a pension - [...]
Wealth Succession for Future Generations Welcome to the March/April 2023 edition of Smart Money. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth [...]
Grosvenor Wealth Managements’ Head of Finance, Karen Anderton, will be taking on the UK's biggest female cycling event, Ride the Night London 100km, in late April to raise money for Women V Cancer. Throughout the night on the [...]
Build tax relief and tax-free growth into your retirement and pension planning and pay into your pension today, before the end of the tax year in April 2023. If you’re in a position to add to your savings, [...]
