Where do you want to go, and how will you get there? These are the questions you need to ask when setting your financial goals. At the heart of financial life planning are the actions that will bring [...]
Financial planning is a familiar concept to many of us, but what about financial life planning? You might assume it’s the same thing, but actually, this term refers to a distinct approach within the financial services sector. Financial [...]
Taking a look at Investment Bonds Welcome to the September/October 2023 edition of Smart Money. In this issue, we look at investment bonds and explain how they offer several benefits that some investors may be missing out on, [...]
Getting Retirement Ready Welcome to the July/August 2023 edition of Smart Money. In this issue, a comfortable retirement is a common financial goal, and contributing to a pension is essential to achieving it. Although retirement may appear distant [...]
The end-goal of scammers is to persuade you to transfer your pension savings to a place where they can get their hands on your cash. They don’t care who you are or that their scam could ruin your [...]
Pensions of Significant Value Welcome to the May/June 2023 edition of Smart Money. In this issue, Chancellor Jeremy Hunt’s first proper Budget 2023, on Wednesday 15th March, brought some welcome but unexpected changes to pension tax, the most [...]
Thinking about the amount of money you need to retire can be daunting, but it’s important to have a savings target in mind to fit your desired lifestyle in retirement, that you can work towards. Analysis of government [...]
The abundance of retirement resources and advice available, while useful, comes with a challenge in itself - knowing which information you can trust. Long story short, it can be somewhat difficult to really know what’s what. In this [...]
Pensions can be a tax-efficient way of passing on your wealth because they are usually exempt from Inheritance Tax. Find out more about your options here. What is Inheritance Tax? Inheritance Tax (IHT) is a tax on your [...]
Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research conducted by Opinium. This equates to 27 million people across the UK. Most [...]
Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances [...]
There are many ways to save money for your children from the very basic to the more complex of products. But which one is more suitable for investing for the long term? The consensus is that a junior [...]
