Chancellor Jeremy Hunt announced several tax changes from the 2023/4 tax year, including reductions in capital gains and dividend allowances. It’s important to make the most of pensions and ISAs, as well as gifting allowances. With reductions in [...]
The abundance of financial resources and advice available, while useful, comes with a challenge in itself - knowing which information you can trust. Long story short, it can be somewhat difficult to really know what’s what. In this [...]
There are a number of reasons why you might need life cover and critical illness cover. If you have dependents, then it is important to make sure that they will be financially secure if something happens to you. [...]
Over the next two years, the tax-free allowance for capital gains is being slashed by over 75%. In this article we discuss the rules on capital gains tax and five ways you can reduce your potential tax bill. [...]
When we talk about the Bank of Mum and Dad, we are effectively talking about handing money over to your children. There are many reasons why your descendants might look to you for financial support, and many routes [...]
Millions of Britons say they want to plan to pass on wealth to their children and grandchildren in a Will – but fewer than half have written one, according to new research by LV. Failing to plan to [...]
Don't miss the ISA deadline Welcome to the January/February 2023 edition of Smart Money. Welcome to our latest edition. With the current tax year having begun on 6 April 2022, the clock is ticking and it is important [...]
There is no shortage of important dates to be aware of which are likely to affect your financial health. We run through the key dates in 2023 you need to know about when it comes to your money. [...]
As the Christmas holidays approach and some opportunities for rest start to present themselves, December can be a good time to review your financial plan. Looking ahead to 2023, are your wealth and finances on course to achieve [...]
Don't abandon pension contributions as prices rise Welcome to the November/December 2022 edition of Smart Money. Welcome to our latest edition. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on [...]
There is nothing like a global pandemic or a hike in the cost of living to make us take stock of the things that are important to us and, for many of us, the most important thing in [...]
Putting life on hold Rising living costs and its affect on life choices and milestones Welcome to the September/October 2022 edition of Smart Money. In this edition, we will be focusing on saving and investing in the current [...]
