‘TRIPLE LOCK’ TO INCREASE BY 8.5% FROM 6 APRIL 2024 The State Pension is set to increase commencing on 6 April 2024 due to a mechanism known as the ‘Triple Lock’. Chancellor Jeremy Hunt has announced an increase [...]
STRIVING TO USE IMPACT TO BOOST INVESTMENT RETURNS ESG (Environmental, Social and Governance) investing, a socially responsible investing approach, seeks to harmonise financial returns with a company’s environmental impact, stakeholder relationships and global footprint. Our planet faces numerous [...]
OPTIMISING YOUR FINANCES AND FORMULATING AN ALL-ENCOMPASSING WEALTH PLAN FOR THE FUTURE Everyone is entitled to monetary autonomy, and maintaining financial wellness throughout life is more of a marathon than a sprint. One must deeply grasp one’s financial [...]
In the investing world, the allure of quick profits and instant gratification often tempts some investors to employ a ‘market timing’ strategy. This method involves buying or selling financial instruments based on predictions of future market price movements. [...]
Combining your pensions could help you save money and keep track of your finances more easily. Discover the pros and cons here. If you’ve worked for several employers throughout your career, you might have accumulated multiple pension plans. [...]
Maximising your earnings or laying down a robust financial plan As you sail into your 50s, it becomes pivotal to consider your financial strategy. Life has likely found a steady rhythm by now. Children have probably taken [...]
The significant decision of choosing a private school for children Choosing the right educational path for your children is one of the most significant decisions you will make as a parent. Among the many considerations, private schooling [...]
Many pensioners may face a potential tax pitfall as the State Pension escalates and Income Tax bands remain fixed. Pensioners are set to see a substantial increase in their income next year. The State Pension is projected [...]
A year marked by several tax changes that impacted higher rate taxpayers As we approach the end of the year, taxpayers should begin assessing their tax obligations. This is not a task to be left to the [...]
Taking a look at Investment Bonds Welcome to the September/October 2023 edition of Smart Money. In this issue, we look at investment bonds and explain how they offer several benefits that some investors may be missing out on, [...]
Pensions of Significant Value Welcome to the May/June 2023 edition of Smart Money. In this issue, Chancellor Jeremy Hunt’s first proper Budget 2023, on Wednesday 15th March, brought some welcome but unexpected changes to pension tax, the most [...]
As a business owner, how hard is your money working for you? Owning your own business – particularly when you’re first starting out – can make huge demands on your time and energy. As you focus on getting [...]
