It’s only a couple of weeks until the start of a new university year. For those students who have recently received their results and are planning their first term, congratulations! University is a time to enjoy your new [...]
Congratulations! The time and effort you have put into building your career with your employer has paid off and you have received a promotion and a pay rise. But what should you do now? Perhaps book a holiday [...]
Whether your portfolio is already managed by a professional, or you are seeking advice for the first time, finding a new wealth manager can be a challenge. You are unlikely to have the time and energy to do [...]
The mortgage affordability test has been scrapped by the Bank of England (BoE), making it easier for some potential borrowers to access a mortgage. The test was used by lenders to calculate if potential borrowers could afford a [...]
Discussing family finances is often seen as a taboo subject. But such discussions are important to have in order to sort out any financial issues, to outline personal wishes and to effectively plan for estate management if a [...]
For many people their pension will form one of the biggest personal assets they own. It’s therefore important to consider how your pension can be securely passed on to your loved ones when you die. Unlike your other [...]
A financial adviser can help you to grow and protect your wealth over the course of your life. However, they fall into two main types: independent financial advisers (IFAs) and non-independent advisers, sometimes known as restricted advisers. [...]
Intergenerational planning is a way for families to use their collective wealth to support one another during their lifetimes. Traditionally, wealth has passed from one generation to the next upon death. Intergenerational planning takes a different approach and [...]
Show me the money How to invest your money to avoid costly mistakes Welcome to the July/August 2022 edition of Smart Money. In this edition, we will be focusing on saving and investing in the current high-inflation environment. [...]
While there’s certainly no shortage of financial advice in today’s digital age, making sense of all the information and determining what applies to you can be overwhelming. As we get a bit older, our lives get much more [...]
Inflation and your pension lifetime allowance In the UK, the pension lifetime allowance has been frozen at £1,073,100 until 2026, rather than rising with inflation. This could become an issue for investors who are set to build up [...]
With five new recruits joining the firm throughout 2022, Grosvenor Wealth Management is on the rise and we’re not planning on stopping our growth journey just yet. The expansion of our adviser, admin and finance teams just highlights [...]
