Focus on long-term investment objectives.

Welcome to our latest edition.

Inside this last issue of 2019, we look at a number of the topical financial planning stories making the news agenda.

Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But living in the era of the 24-hour news cycle, where ‘bad news sells’, creates unwanted volatility in the markets and understandably nervous investors. On (page 6), we consider why it’s important to keep positive and patient with your investment goals through these turbulent times.

With campaigners losing a significant legal battle against the Government regarding the rise in women’s State Pension age from 60 to 65, we’ll be discussing what this means for women effected by this change (page 8). We’ll also be looking at how much you will need to save for a comfortable retirement (page 3) and what pension and asset advice you should be seeking when it comes to divorce. It’s also a good time to consider your tax position. On (page 4) we consider tax allowance, relief and exemptions, and on (page 10) how best to take advantage of your ISA options this year.