Preparing for the expected - Inheritance Tax Planning If you want your loved ones to benefit from your assets in the most tax-efficient way after you die, it is important to plan ahead. Inheritance Tax planning can be [...]
Writing a Will – How to protect your family and your financial assets Nobody wants to think about dying. However, most people want their loved ones to benefit from their assets after they die. The best way to [...]
New Year, New Start to Your Finances Taking time to understand your financial plans will really pay off Welcome to our first Smart Money of 2021. As we enter a new year and the coronavirus pandemic continues to [...]
Financial Action Plan 10 steps to help you build a better financial future Welcome to the November/December issue of Smart Money. During these uncertain times, it can help to focus on the things you can control. In this [...]
Maximising Your Retirement Funds How to make the most of the various pension allowances? Welcome to the September/October issue of Smart Money. As the world continues to work out how to live with the coronavirus pandemic, many will [...]
With choice comes responsibility! The introduction of ‘pensions freedom’ in 2016 provided pension holders with greater choice over how to draw pension, in particular from pensions which build a ‘pension pot’ for retirement. The good news is that [...]
Mortgages are things you can love and hate Mortgages can help you buy the home of your dreams, but they can devilishly eat into your income over your lifetime – income which you could have spent on your family, [...]
Now is not the time to make quick decisions about your pension! Making a decision about your pension isn’t something to rush. In this short blog I’ll help you understand the different types of pensions, different options for drawing [...]
PRESERVING YOUR LEGACY How to keep your wealth in the family Are you worried about leaving an inheritance to your loved ones and then having them pay tax on your legacy? No one likes to think about a [...]
DON’T PUT ALL YOUR EGGS IN ONE BASKET Portfolio diversification is the foundational concept of investing. It’s a risk management strategy of combining a variety of assets to reduce the overall risk of an investment portfolio Traditional [...]
TIME TO GIVE YOUR PENSION POT A BOOST? Planning ahead for the financial future you want Planning for retirement can be both exciting and daunting. It’s essential to structure your affairs to make sure you have enough money [...]
TOP 4 TIPS FOR GOOD TAX PLANNING Planning ahead for the financial future you want. The end of the 2019/20 tax year is fast approaching, and there are a number of valuable allowances and reliefs that will [...]
